Top Rated Kansas Insurance
Boat insurance isn’t one-size-fits-all. We help you choose coverage that protects you on the water, at the dock, and while you’re towing your boat. We compare multiple carriers to keep costs low and set up your policy quickly—often the same day.
What Is Boat Insurance?
Boat insurance helps pay for injuries, damage, or losses if something happens on the water or while towing your boat. Policies can cover liability, physical damage to your boat, and extras like equipment and towing.
Who Needs Boat Insurance?
If you own a boat, pontoon, fishing boat, or personal watercraft, you likely need coverage—especially if you finance your boat, use a marina, or boat on busy lakes. We’ll confirm what’s required for your situation.
Types of Boats We Cover
We help insure most recreational watercraft in Kansas—pontoons, wake boats, fishing boats, ski boats, sailboats, and jet skis. Not sure if your boat qualifies? Ask us and we’ll check carrier options for you.
Same-Day Coverage Available
Want to get on the water fast? In many cases, we can set up boat insurance the same day, provide proof of coverage, and email ID cards so you’re ready for your next trip.
How Much Coverage Do I Need?
Most boat policies run for 12 months, but the amount of coverage is up to you. We’ll walk through liability limits, physical damage coverage, and options for gear, trailers, and towing so you’re not under- or over-insured.
Coverage for boats, pontoons, jet skis and more
Liability, collision and comprehensive options
Protection on the water, at the dock and while trailering
Multiple carriers to keep your rate low
Help choosing limits, deductibles and extra coverages
No hassle—start online or by phone
Whatever type of boat you own, we’ll match you with the right coverage and policy options so you can enjoy the water with confidence.
Liability-Only Coverage
Meets lake, river, and marina requirements while keeping premiums low—ideal for older or paid-off boats where you mainly need protection for injuries or damage you cause.
Personal Watercraft
Specialized coverage for jet skis, WaveRunners and other personal watercraft, including liability, medical payments and optional coverage for your machine.
Lake, River & Trailering
Full Coverage Boat Policies
Protects your boat, motor and trailer against collision, storms, theft and vandalism, along with liability coverage. Great for newer boats or financed watercraft.
Get Your Free Boat Insurance Quote Today
Start now and get a fast, no-pressure quote for boat insurance in Kansas. We’ll compare carriers, explain your options and help you get same-day coverage in most cases.
